A homeowners' association (HOA) may be a legal entity created by a real estate developer for the purpose of developing, managing and selling a community of homes. It is given the authority to enforce the covenants, conditions, and restrictions (CCRs) and to manage the common amenities of the development. It allows the developer to end his responsibility over the community, typically by transferring ownership of the association to the homeowners after selling off a predetermined number of lots.

A homeowners' association is incorporated by the developer prior to the initial sale of homes, and the Covenants, Conditions, and Restrictions (CCRs) are recorded when the property is subdivided. When a homeowner purchases a home governed by an HOA, the CCRs are included with the deed.

An HOA provides people with shared neighborhood values an opportunity to enforce regulations, consistent with overriding statutory constraints, to achieve a community representative of such values. In doing so, an HOA inherently restricts the freedoms that would otherwise exist for its members based on municipal codes. For instance, a degree of conformity is often required in exterior appearance of single family homes and there are often time limits and/or restrictions to activities generating noise. There are pre-existing rules in the form of CCRs and bylaws that a buyer has a right and an obligation to view before entering such a community, that also prescribe methods for modification of these regulations.

Woodlawn Springs Homeowners' Association assessment dues are $300 annually.

What is an Assessment Lien?

An assessment lien attaches to a homeowner's property once any HOA member becomes delinquent on HOA assessments. An assessment lien operates as a cloud on title, essentially prohibiting a homeowner from selling or refinancing the property that is subject to an assessment lien until the lien is satisfied.

How is an Assessment Lien Created?

In most cases, assessment liens are filed against a homeowner's property as soon as the homeowner becomes past due on assessments. To provide the public with notice of this assessment lien, the HOA will record a "Notice of Lien" with the county clerk's office that describes the property subject to the assessment lien and the amount the HOA claims is owed. Nearly every HOA has the power to place assessment liens on properties owned by members who are past due in assessments.

How Can I Remove an Assessment Lien From my Home?

Once the assessment lien, along with all late charges, filing fees, and collection costs associated with the assessment lien, are repaid in full the HOA will file a Release of Lien with the county clerk's office.